GOT MEDICARE?

Does your monthly income and assets meet the Federal Guidelines to receive extra help?

click on the link below to find out!


https://www.medicaid.gov/medicaid/eligibility/medicaid-enrollees/index.html


Did you know that 50% of Americans 

on Medicare live below the Federal Poverty

Level of $1,508 a month for a single individual

and $2,030 a month for a married couple?

If you fall into this category, you might want to 

apply for RX drug help through Social Security

by calling 1-800-772-1213 or going to www.ssa.gov

to sign yourself up for extra help with Prescription Drugs.


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It only gets better!


Did you know that if your gross monthly income is 

       below $1,357 a month for a single individual or $1,823 for a married couple that you don't have to pay your part B Medicare premium?

HOW CAN THIS BE? That's an extra $1,600 of cash on your Social Security

Retirement check every year, simply by going to  www.yourtexasbenefits.com to sign up of a MEDICARE SAVINGS PROGRAM, or by calling 211.  If you are calling on an out-of-state cell phone prefix, please call 877-541-7905 

  www.yourtexasbenefits.com 


You might already be in a MEDICARE SAVINGS PROGRAM and not realize it.

Please click on the link below to see if you have a MEDICARE SAVINGS PROGRAM!


Sample award letter that you will get once approved!


HAVE YOU EVER HEARD OF A MEDICARE SAVINGS PROGRAM? Most People haven't The information can be readily found in Section 8, page 97 of the 2018 MEDICARE AND YOU HAND BOOKLET                                      

click below to see copy of award letter!

                    https://drive.google.com/file/d/1iJ8Vl_uCcpkfIukm11sY6o8G4zXYJJhb/view?usp=sharing


Your must present a copy of your award letter in order to get your additional benefits!


Did the 2018 2% Social Security COLA (cost of living adjustment

mess you up?  Please click on the link below to see that you can do!

please click on the link below for clarification.

https://drive.google.com/file/d/1oVHMx_mteoCK5LJtf8uFCwBYC1nX9CiR/view?usp=sharing


Medicare Savings Programs provide you financial assistance to help you pay what Medicare doesn't pay as well as provide you extra-help with additional benefits!


(please scroll down to see additional benefits)


There is a great deal of confusion regarding where do I go to sign up for a Medicare Savings Program. You sign up at your local State Medicaid office, aka HEALTH AND HUMAN SERVICES COMMISSION! You can also call 211 and sign up over the phone.  You simply request that you want to sign up for a MEDICARE SAVINGS PROGRAM.   If you say that you want to sign up for Medicaid, you will be denied the benefits that you are entitled to receive.  The FINANCIAL HELP that you are entitled to is through the Medicaid office, but the program is referred to as a MEDICARE SAVINGS PROGRAM.  Please note: When filling out the application for yourself, please fill in the circle that refers to a MEDICARE SAVINGS PROGRAM.   While you are at it, you might as well fill in the circle for the SNAP program as well. You will qualify to receive additional help to pay for food. There are HHSC/STATE MEDICAID locations in every county and city throughout the state of Texas. State Medicaid offices also go by the name of HHSC (Health and Human Services Commission)      It's also where young people under 18 get their CHIP.  To many individuals, HHSC/MEDICAID office is better known as where I sign up for my FOOD STAMPS.  Yes, it's all at the same PLACE! You can also apply online at www.yourtexasbenefits.com.  


Simply set up an online account and sign yourself up or find someone, whether

     it be a family member, friend or foe, who is computer savvy enough, to sign you up for a Medicare Savings program!


However, this process can take weeks or even months to get approval.  I, personally,  recommend calling 211 or physically going to the actual Medicaid office where you can get signed up and approved all in the same day.   Once you are approved, and you receive an award letter (see copy of award letter on the link at the top of this page) verifying that you have been enrolled in a MEDICARE SAVINGS PROGRAM: Please contact Senior Healthcare Professionals at 832-517-0554 to see what extra benefits you qualify receive. (please scroll down the page to refer to the list of additional benefits that you might be eligible to receive).  

                                        Se Habla Español 281-865-5704                                                  

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https://www.medicaid.gov/medicaid/eligibility/medicaid-enrollees/index.html


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If you have limited income and resources, you may be able to get help from

          your state to pay your Medicare Part "B" Premium costs if you meet certain                              conditions.  It can also provide you taxpayers dollars to subsidize      your RX drug cost.  Please click on the link above or below to see the 

level of help that you will qualify to receive!


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 https://www.medicaid.gov/medicaid/eligibility/medicaid-enrollees/index.html


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There is much confusion regarding Medicare Saving Programs


There are 4 kinds of Medicare Savings Programs:

1. Qualified Medicare Beneficiary (QMB) Program—If you’re eligible,

the QMB Program helps pay for Part A and/or Part B premiums. In

addition, Medicare providers aren’t allowed to bill you for Medicare

deductibles, coinsurance, and copayments when you get services

and items Medicare covers, except outpatient prescription drugs.

Pharmacists may charge you up to a limited amount (no more than

$3.70 in 2017) for prescription drugs covered by Medicare Part D. (If you

have QMB, you automatically get Extra Help. See page 97.)

To make sure your provider knows you have QMB, show both your

Medicare and Medicaid or QMB card each time you get care. If you

get a bill for medical care Medicare covers, call your provider about

the charges. If you have Original Medicare, show your provider your

Medicare Summary Notice (see page 63). It will show you have QMB

and that you shouldn’t be billed. Tell them that you have QMB and can’t

be charged for Medicare deductibles, coinsurance, and copayments.

If this doesn’t resolve the billing problem, call 1-800-MEDICARE.

Medicare will ask the provider to stop improper billing, and refund any

incorrect payments you made. If you’re in a Medicare Advantage Plan,


2. Specified Low-Income Medicare Beneficiary (SLMB) Program—

Helps pay Part B premiums only.

3. Qualifying Individual (QI) Program—Helps pay Part B premiums

only. You must apply each year for QI benefits and the applications are

granted on a first-come first-served basis.

4. Qualified Disabled and Working Individuals (QDWI) Program—

Helps pay Part A premiums only. You may qualify for this program if

you have a disability and are working.

The names of these programs and how they work may vary by state.


How do I qualify?

In most cases, to qualify for a Medicare Savings Program, you must have

income and resources below a certain limit.

Many states figure your income and resources differently, so you should

check with your state to see if you qualify.

For more information

■ Call or visit your Medicaid office, and ask for information about

Medicare Savings Programs. To get the phone number for your state,

visit Medicare.gov/contacts. You can also call 1-800-MEDICARE

(1-800-633-4227). TTY users can call 1-877-486-2048.

■ Contact your State Health Insurance Assistance Program (SHIP). See

pages 125–128 for the phone number.

Medicaid

Medicaid is a joint federal and state program that helps pay medical

costs if you have limited income and/or resources and meet other

requirements. Some people qualify for both Medicare and Medicaid and

are called “dual eligibles.”

What does Medicaid cover?

■ If you have Medicare and full Medicaid coverage, most of your health

care costs are covered. You can get your Medicare coverage through

Original Medicare or a Medicare Advantage Plan (like an HMO or

PPO).

Important!

Section 8: Get Help Paying Your Health & Prescription Drug Costs 101

■ If you have Medicare and/or full Medicaid coverage, Medicare covers

your Part D prescription drugs. Medicaid may still cover some drugs and

other care that Medicare doesn’t cover.

■ People with Medicaid may get coverage for services that Medicare may

not or may partially cover, like nursing home care, personal care, and

home- and community-based services.

How do I qualify?

■ Medicaid programs vary from state to state. They may also have different

names, like “Medical Assistance” or “Medi-Cal.”

■ Each state has different income and resource requirements.

■ Many states have expanded their Medicaid programs to cover more

people. Even if you were told you didn’t qualify for Medicaid in the past,

you may qualify under the new rules.

■ In some states, you may need to be enrolled in Medicare, if eligible, to get

Medicaid.

■ Call your Medicaid office for more information and to see if you

qualify. Visit Medicare.gov/contacts, or call 1-800-MEDICARE

(1-800-633-4227). TTY users can call 1-877-486-2048.

Demonstration plans for people who have both Medicare

and Medicaid

Medicare is working with some states and health plans to offer

demonstration plans for certain people who have both Medicare and

Medicaid, called Medicare-Medicaid Plans. If you’re interested in joining

a Medicare-Medicaid Plan, visit Medicare.gov/find-a-plan to see if one

is available in your area and if you qualify. Call your Medicaid office for

more information. 

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ADDITIO​NAL BENEFITS AVAILABLE ONCE YOU ARE APPROVED FOR A      MEDICARE SAVINGS PROGRAM

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Q.  ONCE I QUALIFY FOR A MEDICARE SAVINGS PROGRAM, HOW DO I GO ABOUT GETTING ALL OF MY EXTRA BENEFITS LISTED BELOW?

PAYING NO DEDUCTIBLES AND CO-PAYS?

PAYING PART B MEDICARE PREMIUMS?

PAYING HIGH DRUG COST FOR YOUR MEDICATION?

NEED HELP PAYING FOR RENT, UTILITIES, MEALS ON WHEELS, OR A PROVIDER TO COME BY AND HELP YOU AT HOME?

COULD YOU USE AN EXTRA $900 A YEAR TO SPEND FOR OVER-THE-COUNTER ITEMS AT WALGREENS DRUGS?

ARE YOU IN NEED OF FREE TRANSPORTATION, VISION WARE, COMPREHENSIVE DENTAL CARE, TEETH REPLACED, GYM MEMBERSHIP, AND HEARING AIDS

DO I QUALIFY FOR $4,000 REPLACEMENT OF TEETH? 

HOW DO I GET $,3,000 FOR HEARING AIDS?

A PROVIDER TO COME BY AND CHECK ON YOU HOME


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A.  Now that you have taken the time to get yourself all signed up on a MEDICARE SAVINGS PROGRAM,  NOW COMES THE EASY PART, GETTING ALL THE BENEFITS THAT YOU NOW QUALIFY TO RECEIVE!  By now, you should have received  an Award Letter from the  HHSC confirming your enrollment in a MEDICARE SAVINGS PROGRAM.  The confirmation comes in the form of a plastic Medicaid card and/or an Award Letter stating that you are enrolled in a Medicare Savings Program and that the State of Texas is paying your part B Medicare premiums!  Please hold on to anything regarding proof of your enrollment in a Medicare Savings Program.  You will need to show evidence when you apply for all of your additional benefits!


You simply call Senior Healthcare Professionals at 832-517-0554!

A Benefits Specialists will answer all of your questions and even assist in getting you the extra benefits that you now qualify to receive!!


Call us today!

832-517-0554


Se Habla Español  281-865-5704





Our Mission


We, at Senior Healthcare Professionals have one goal!

To help you help yourself!  It is a paradox that the richest country on 

the planet, has half of its Senior citizens live below the Federal Poverty Level of

$1,357,00 a month.


Help is on the way! 


                 Fact: There are numerous doors available for those of you who                                 need help making ends meet.

Yes, there are very simple things that you can easily do to remedy a large

percentage of the hardship that you are forced to endure SUCH AS HELP WITH HEALTHCARE: no part B medicare premiums, no copays or deductibles, extra benefits such as dental, vision, hearing aids, transportation; Housing: Sec. 8, where the wonderful taxpayers of this great nation subsidizes 75% of the cost for your housing and utilities. 

There is information and help readily available to all American citizens 

 living below the FEDERAL POVERTY LEVEL.


However, there is one catch!  You have to be proactive!

You have to apply for this help from the taxpayers!

In fact, it can start right here right now AT THIS WEBSITE!


Yes, you qualify for Federal and State tax dollars to

keep you from going deeper into poverty.  Again, you have to apply for these benefits! WITH OVER 60 MILLION AMERICANS ON MEDICARE, Uncle Sam, Medicare and Medicaid don't make house calls.  You have to go to them!


KNOW YOUR RIGHTS!

CALL US TODAY!

832-517-0554

Se Habla Español 281-865-5704




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Please call us to learn more

832-517-0554